Some U.S. banks may have restrictions on international transactions, which could prevent your payment from going through. Here are some common reasons and solutions:
1. Your Bank Blocks International Payments
Some banks, especially smaller banks or credit unions, may automatically block foreign transactions for security reasons.
✅ Solution: Please contact your bank and ask them to enable international payments for your card.
2. Security Verification Required
Many U.S. banks require additional verification (such as SMS codes or phone calls) before processing an international payment. If your bank does not receive confirmation, the payment may be declined.
✅ Solution: Check your phone or email for any verification requests from your bank. If you didn’t receive one, call your bank to approve the transaction.
3. Debit Cards May Have Restrictions
Some U.S. debit cards, especially Visa Debit and Mastercard Debit, may not support cross-border payments by default.
✅ Solution: Try using a credit card instead or check with your bank to see if your debit card can be used for international transactions.
4. Foreign Transaction Fees
Some banks charge a small foreign transaction fee (1%-3%), which may cause them to block the transaction if the charge is unexpected.
✅ Solution: If your card is declined, check with your bank to confirm whether this is the reason and authorize the transaction.
5. Alternative Payment Methods
If your card payment fails, you can try:
🔹 PayPal (Works even if your bank blocks direct card payments)
🔹 Using a different credit card
If you are still experiencing issues, feel free to contact our customer support at [mosaicbrix@gmail.com]. We're happy to assist you! 😊